I have had the misfortune to have made 3 claims in a 5 year period. But been clear since June 2022. I bought my present 2.4 Alphard on August 27th 2022. The insurance on top of £500. I had already paid for my 2004 Estima was an additional £1,500. When my Alphard insurance came up for renewal on the 3rd March 2023 it was a staggering £3,600. + a loading to pay it over 12 months took it to around £4,200. Then the Inverter went and was replaced with a brand new one imported from Japan for £5,200. ( including VAT and Delivery )+ fitting and set up charge and whilst Alfie was off the road I hired a car for 5 weeks @ £350. a week.
So all in I have had an expensive time, my love affair with Japanese imports since 2007, may be coming to an end. As the renewal quote for Alfie is slightly cheaper this year at £3,600. including payment plan loading. I understand from my insurance broker who I have been with since 1975, that there are only 2 companies who will insure me, Aviva is the one I am with plus one other Sabre but their quote was around £500 more than Aviva. My broker said get rid of the import and your premium will drop by a lot as the insurance companies don't like insuring the imports and are quick to write them off with the smallest of accident, quoting we can't get the parts mate.
So I will drive Alfie for another year and see what next years quote will be. I hope to make the meet up this year as last year I had a stroke and could not drive for a month which happened to fall around last years meet up time.