Francie Posted July 1 Share Posted July 1 Hi. I'm on verge of buying my first campervan ever. As I'll often be on my own I want breakdown cover. Some insurers seem to stop insuring vehicles over 15 years old....which imported Alphards are likely to be! Anyone found good cover? Also general motor insurance advice welcome! Thanks Quote Link to comment Share on other sites More sharing options...
smurf Posted July 1 Share Posted July 1 I opened a Nationwide flex plus current account. It costs £13 a month and gives personal AA European breakdown cover with no vehicle age limit. I opened it as a joint account with my wife so we both get cover for no additional cost. You also get travel and gadget insurance as well. Quote Link to comment Share on other sites More sharing options...
Francie Posted July 1 Author Share Posted July 1 Wow. That sounds like a good deal. Thanks smurf. Quote Link to comment Share on other sites More sharing options...
Rojie Posted July 1 Share Posted July 1 3 hours ago, Francie said: Hi. I'm on verge of buying my first campervan ever. As I'll often be on my own I want breakdown cover. Some insurers seem to stop insuring vehicles over 15 years old....which imported Alphards are likely to be! Anyone found good cover? Also general motor insurance advice welcome! Thanks If you bank with Lloyds they offer breakdown insurance on some accounts. Covers the account holder on any vehicle they are in, driver or as a passenger. Shall I change your vehicle year for you ? Quote Link to comment Share on other sites More sharing options...
smurf Posted July 1 Share Posted July 1 54 minutes ago, Francie said: Wow. That sounds like a good deal. Thanks smurf. I certainly think so 😁. I should also add that we don't actually use the current account, I just make sure there is £13 in it each month to cover the account fee. There is no requirement to use the account in any way. Quote Link to comment Share on other sites More sharing options...
Francie Posted July 1 Author Share Posted July 1 13 minutes ago, Rojie said: If you bank with Lloyds they offer breakdown insurance on some accounts. Covers the account holder on any vehicle they are in, driver or as a passenger. Shall I change your vehicle year for you ? Sorry, how do you mean,change the vehicle year? Quote Link to comment Share on other sites More sharing options...
Francie Posted July 1 Author Share Posted July 1 1 minute ago, smurf said: I certainly think so 😁. I should also add that we don't actually use the current account, I just make sure there is £13 in it each month to cover the account fee. There is no requirement to use the account in any way. Ok - still cheaper than the quote I got! But how long have you had the account open? It seems you have to set up a couple of direct debits from the account. Still a good possibility. Thanks Quote Link to comment Share on other sites More sharing options...
Francie Posted July 1 Author Share Posted July 1 25 minutes ago, Rojie said: If you bank with Lloyds they offer breakdown insurance on some accounts. Covers the account holder on any vehicle they are in, driver or as a passenger. Shall I change your vehicle year for you ? Thanks Rojie - I use the Halifax... but between you and Smurf am wondering why! I don't understand the vehicle year change suggestion.... Quote Link to comment Share on other sites More sharing options...
Francie Posted July 1 Author Share Posted July 1 Just now, Francie said: Thanks Rojie - I use the Halifax... but between you and Smurf am wondering why! I don't understand the vehicle year change suggestion.... oh yes, hadn't seen my typo - yes please! Although 2017 is just a guess as have not yet bought it! Quote Link to comment Share on other sites More sharing options...
smurf Posted July 1 Share Posted July 1 17 minutes ago, Francie said: Ok - still cheaper than the quote I got! But how long have you had the account open? It seems you have to set up a couple of direct debits from the account. Still a good possibility. Thanks I presume you have looked at the account transfer requirements to get a signing up fee? I didn't transfer an account, just opened a new one. No direct debits and no money going in and out except £13 a month. I've only had it a few months and I've had no need to use any of the included perks, so I can't give a full recommendation. I haven't had a need to use vehicle breakdown cover since 1999, and long may it continue 🤞 Quote Link to comment Share on other sites More sharing options...
Michael Brown Posted July 2 Share Posted July 2 I joined the RAC in 1982 with breakdown and recovery, one of the best investments I have made. Quote Link to comment Share on other sites More sharing options...
Rojie Posted July 2 Share Posted July 2 On 7/1/2024 at 9:10 PM, Francie said: Thanks Rojie - I use the Halifax... but between you and Smurf am wondering why! I don't understand the vehicle year change suggestion.... Lloyds owns the Halifax. Worth asking them if they offer insurance with your account. There may be an account fee, as that is very common nowadays; but you may be paying one already depending on what account you have. Do not post any bank details on the forum. Quote Link to comment Share on other sites More sharing options...
pipsyp Posted July 3 Share Posted July 3 The AA covered my 2008 Series 10. They were a bit cheeky, each year they'd pretty much try and double my premium but a quick call to them would see it back to their new customer discount level. I still have it for another car, the times I've had to use it they have been truly excellent as well. Quote Link to comment Share on other sites More sharing options...
Francie Posted July 3 Author Share Posted July 3 Thanks! Quote Link to comment Share on other sites More sharing options...
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