Insurance confusion

[Mist7887]

Hi,

 

I'm importing a Vellfire, and I've been discussing insurance with companies, believing I need to insure it on the VIN/chassis number, until it's registered.

I've even spoken to Jap Cover/Mark Richards, and they don't insure on VIN either, due to the rule stating that insurance has to go on the police database within a week of it being taken out.

 

So basically the way the import is working is: It comes into port addressed for care of import agency, I pay import agency, and a local garage comes and takes it away for MOT etc.

I'm currently under the impression the garage will allow me to pay a storage fee, and they'll sort out the registration for me.

 

I think this means I don't have to insure the car until it's registered, as it won't be going anywhere except for to the garage.

 

Does anybody have any insight into the process. or insuring the car?

 

Thanks

[Rojie]

1 hour ago, Mist7887 said:

Hi,

 

I'm importing a Vellfire, and I've been discussing insurance with companies, believing I need to insure it on the VIN/chassis number, until it's registered.

I've even spoken to Jap Cover/Mark Richards, and they don't insure on VIN either, due to the rule stating that insurance has to go on the police database within a week of it being taken out.

 

So basically the way the import is working is: It comes into port addressed for care of import agency, I pay import agency, and a local garage comes and takes it away for MOT etc.

I'm currently under the impression the garage will allow me to pay a storage fee, and they'll sort out the registration for me.

 

I think this means I don't have to insure the car until it's registered, as it won't be going anywhere except for to the garage.

 

Does anybody have any insight into the process. or insuring the car?

 

Thanks

 

Hello Simeon,

 

I have read of other members of this Forum who have had to deal with this problem.

You may find the garage will provide an MOT (or not) and you will need to complete the registration yourself.

 

Ask the garage, don't rely on assumptions.

 

A few insurance companies will provide cover before the DVLA has registered the vehicle; but most won't.

 

IF the vehicle is not registered, or driven on public roads, I believe it doesn't need the normal car insurance. BUT.

 

You may want to try and insure against some mishap before all the formalities are completed.