Temporary insurance

[Shane]

Hi does anybody know a company that can insure me for the day or week so I can drive my car home once it arrives in Newcastle from Japan . Rang lots up but either say no or 1 month minimum for a ridiculous price ..thanks 

[Rojie]

26 minutes ago, Shane said:

Hi does anybody know a company that can insure me for the day or week so I can drive my car home once it arrives in Newcastle from Japan . Rang lots up but either say no or 1 month minimum for a ridiculous price ..thanks 

 

Welcom to the Forum.

 

Just a thought ..

 

Have you considered insuring for a month, or a year; then cancelling after a few days.

 

You will get charged but on a pro rata basis.

 

You would also have some protection under Distance Selling Regulations, although I am no expert on these matters.

[Shane]

13 minutes ago, Rojie said:

 

Welcom to the Forum.

 

Just a thought ..

 

Have you considered insuring for a month, or a year; then cancelling after a few days.

 

You will get charged but on a pro rata basis.

 

You would also have some protection under Distance Selling Regulations, although I am no expert on these matters.

Thanks its a thought yes good thinking 🤔 

[nov]

If you have comprehensive insurance for other car give them a call and double check if you are able to drive other cars, some of the insurers have this options by default. If not you may be able to add it for small extra charge.

 

[Rojie]

7 hours ago, nov said:

If you have comprehensive insurance for other car give them a call and double check if you are able to drive other cars, some of the insurers have this options by default. If not you may be able to add it for small extra charge.

 

 

Great idea Nov, but usually applies to any car you do not own.

[Shane]

10 hours ago, Rojie said:

 

Great idea Nov, but usually applies to any car you do not own.

Yes also when I rang my insurance,   the car your driving has to be already insured  with someone else 

[nov]

Oh right... good to know.

[MonsterS]

We use CUVVA app for temp insurance. well worth it £4 for 2 hours on any vehicle.

 

£18 for the whole day you can insurance up to 30 days,

[Rojie]

1 hour ago, MonsterS said:

We use CUVVA app for temp insurance. well worth it £4 for 2 hours on any vehicle.

 

£18 for the whole day you can insurance up to 30 days,

 

Wow, really good to know.

[Shane]

8 hours ago, MonsterS said:

We use CUVVA app for temp insurance. well worth it £4 for 2 hours on any vehicle.

 

£18 for the whole day you can insurance up to 30 days,

That's brilliant,  and that definitely covers unregistered cars and imports does it ?

[MonsterS]

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[MonsterS]

Not sure on unregistered but imports yes

[Rojie]

Ah, insuring an unregistered vehicle.

 

My guess is 'no can do'.

You need to get it transported.

 

Normally the procedure, I believe, is import, then MOT (using trade plates), then registration, then insurance, then legal to drive on her Majesty's roads !

 

[Shane]

4 hours ago, Rojie said:

Ah, insuring an unregistered vehicle.

 

My guess is 'no can do'.

You need to get it transported.

 

Normally the procedure, I believe, is import, then MOT (using trade plates), then registration, then insurance, then legal to drive on her Majesty's roads !

 

Right OK,  I got told from Paul at jap auto agent that you can get short term insurance on the chassis number so you can drive it home whilst waiting for registration to come through the dvla 

[Rojie]

48 minutes ago, Shane said:

Right OK,  I got told from Paul at jap auto agent that you can get short term insurance on the chassis number so you can drive it home whilst waiting for registration to come through the dvla 

Great, but where from ?

[Shane]

1 minute ago, Rojie said:

Great, but where from ?

There are some that specialise in insurance for this very purpose but boy do you pay for it . I've rang a few up and most said no but the couple that obliged basically say its a month minimum and want between  400 -600 ...still searching to try and find something cheaper...about 280 to have it transported to my house .

[Rojie]

4 minutes ago, Shane said:

There are some that specialise in insurance for this very purpose but boy do you pay for it . I've rang a few up and most said no but the couple that obliged basically say its a month minimum and want between  400 -600 ...still searching to try and find something cheaper...about 280 to have it transported to my house .

 

400 to 600, for a month, is ridiculous.

Most of us pay less then 400 for the whole year, or is that what you mean ?

If you go with transportation, consider directly to the MOT station.

 

Slow progress, buy you are making progress.

 

Wait until you drive it, you'll soon realise the hassle was worth it.

[Shane]

1 minute ago, Rojie said:

 

400 to 600, for a month, is ridiculous.

Most of us pay less then 400 for the whole year, or is that what you mean ?

If you go with transportation, consider directly to the MOT station.

 

Slow progress, buy you are making progress.

 

Wait until you drive it, you'll soon realise the hassle was worth it.

Exactly,  400 to 600 was for a month , looks like I'll get it transported tbh once mot,d and clocks done etc,  I've never driven one although I've looked into them for over a year now so really looking forward to giving it a drive 

[arthurj]

If it's just regular car insurance but expensive because of the car not being registered, you could get it, drive the car home, then cancel it within the cooloff period.

 

I'll be in the same situation in a couple of months, so keen to see what you end up doing.

Edited December 18, 2021 by arthurj

[Shane]

On 12/18/2021 at 1:01 PM, arthurj said:

If it's just regular car insurance but expensive because of the car not being registered, you could get it, drive the car home, then cancel it within the cooloff period.

 

I'll be in the same situation in a couple of months, so keen to see what you end up doing.

Unfortunately from what I've found upto now is you can't get regular insurance for an unregistered vehicle,  it has to be a company  that specialises in insuring cars on the chassis number . Looks like I'll  end up getting it transported tbh unless I can find anything in the mean time 

[Vellfire1]

Hi.

I imported a G wagon from Germany and obtained insurance on the chassis number prior to DVLA registration.

If you search for grey import car insurance, a few specialists pop up.

Drove it legally all the way from Bavaria to the UK.

There's a company near Donington race track that will do all the registration paperwork for you if needed.

Called " my car import" a trustworthy company....