Insurance Companies for Your Toyota Alphard

[Josan]

15 minutes ago, Picasso said:

Been with direct line 2 years 1st year £400 2nd year £520 just had my renewal £980.00 massive jump been shoping around tried most of the list of insurance company's listed on here they all quoting me more than direct line I have no claims or convictions full ncd they playing postcode lottery 

Give greenlight a go. I got silly quotes from everywhere end aug last year greenlight was 429 this years was 424 ! It’s parked on the road  10k miles 4 yr no claims

[Picasso]

Cheers Joanne I will thank you 

[Josan]

2 minutes ago, Picasso said:

Cheers Joanne I will thank you 

If I remember They did ask if I was ina. Club I just said this one 

[Picasso]

Thank you will call them tomorrow let you know how I get on 

[Rojie]

On 9/20/2023 at 1:57 PM, Rojie said:

 

Insurance is increasing, but be aware that many companies 'low bid' the first year to encourage you to switch to them.

 

Not for my Alphard, but I recently received a renewal notice for another vehicle.

 

The notice politely explained that the market had risen about 20%

 

So I phoned to ask why they were proposing an increase of over 35% !

So I changed insurers and saved myself 66% (of the new proposal).

 

If these companies want to play these games, so will I.

 

The company was Direct Line.

[ALSALPHARD]

I have found Direct Line very good in past, been with them many years - infact mostly been with them since the were started with RBS  and it  was free to pay monthly-never had a claim.

If I start a new quote with direct line on line it gives me a new quote only 44% incresase over last year. (better than 57%)

 

The comparison sites  useing a vellfire come out roughly-from 15% more than  last years cost so very tempting considering a vellfire is the same vehicle - problem being all the comparisons use the same dropdown list.

So far only Direct line have Alphards listed after 2010.

Aviva just fobbed me off saying not on list.

I cant see a way of tempting the comparison sites of ammending to Vellfire/Alphard on listing.

Oh, could px Alphard for a vellfire!

 

[Picasso]

Direct line lost my business doubled my renewal this year I think a lot of owners are going to be shocked with there renewals not just with direct line

Edited October 13, 2023 by Picasso
Spelling

[ALSALPHARD]

On 10/13/2023 at 7:08 AM, Picasso said:

Direct line lost my business doubled my renewal this year I think a lot of owners are going to be shocked with there renewals not just with direct line

I have swapped to NFU mutual, It was bit long winded as they call back and so you need some tme for them but offered free basic breakdown and free monthly payments  and were nice enough to talk to.

Direct line quote was better  on a new on line quote and they  did try harder when i went to cancel autorenew.

When the comparison sites get the change to Alphard/vellfire for 2010 and later there should be much  more competition.

[Durham Toyoda]

I've also also just got a good deal with Admiral, did an online comparison with Quote Zone and they came back with the cheapest quote, gave them a call to make sure they were Ok that it was a Camper Conversion and the final price was even cheaper than the initial quote. 

 

 

Edited October 23, 2023 by Durham Toyoda

[Jethro]

Hi fellow Alfies

I've used Mark Richards for over 8 years, when I had a Mazda Bongo. And subsequently continued when I got an Alfie.

The quotes I got years ago, were ridiculous. £1000-1500. But Mark Richards found me good cover for £400.

So I've stuck with him since.

Regards Jethro

[Charlie Brown]

My insurance with AXA with Lifesure as the broker has just come up for renewal. For our 2008 Alphard converted to a camper van the premium has gone from £323 to £423. I have full no clams discount and my cover includes fairly normal excesses. I have legal and NCD protection. I had to put in a claim for a broken window this year. I am 71.

 

Looking on the forum, there doesn't seem to much about very recent insurance premiums. So would anyone like to comment as to whether they think this is in line with current insurance costs for an Alphard camper.

 

Any comments appreciated. Thanks.

[Rojie]

4 minutes ago, Charlie Brown said:

My insurance with AXA with Lifesure as the broker has just come up for renewal. For our 2008 Alphard converted to a camper van the premium has gone from £323 to £423. I have full no clams discount and my cover includes fairly normal excesses. I have legal and NCD protection. I had to put in a claim for a broken window this year. I am 71.

 

Looking on the forum, there doesn't seem to much about very recent insurance premiums. So would anyone like to comment as to whether they think this is in line with current insurance costs for an Alphard camper.

 

Any comments appreciated. Thanks.

 

I don't think that premium is unreasonable, even if the increase is.

Some insurers will low bid the first year(s) to gain your custom.

Mine is about the same as yours, but only increased by 30 pounds this year, which was a very pleasant surprise.

[Arthur]

On 1/17/2024 at 2:58 PM, Charlie Brown said:

My insurance with AXA with Lifesure as the broker has just come up for renewal. For our 2008 Alphard converted to a camper van the premium has gone from £323 to £423. I have full no clams discount and my cover includes fairly normal excesses. I have legal and NCD protection. I had to put in a claim for a broken window this year. I am 71.

 

Looking on the forum, there doesn't seem to much about very recent insurance premiums. So would anyone like to comment as to whether they think this is in line with current insurance costs for an Alphard camper.

 

Any comments appreciated. Thanks.

Just renewed our 2007 3.0 AWD full side conversion and pop-top with Caravanguard.co.uk who specialise in insuring campervans - underwritten by RSA.
 

Premium has gone from £320 to £349 pa (Comprehensive) but still competitive in my opinion - includes recovery within the UK.  Vehicle is kept on driveway on the Wirral with protected full NCD and assured value of £30K.

[RJD]

Hi, new Alphard (2008 petrol 2.4l) owners here. Thought you might be interested to know that we ended up getting what seems like a reasonable deal through Admiral for the following:

• Fully comp.
• 8 yrs protected NCB
• Legal cover
• No breakdown cover (have that already with the bank account).

£330

 

[Rojie]

34 minutes ago, RJD said:

Hi, new Alphard (2008 petrol 2.4l) owners here. Thought you might be interested to know that we ended up getting what seems like a reasonable deal through Admiral for the following:

• Fully comp.
• 8 yrs protected NCB
• Legal cover
• No breakdown cover (have that already with the bank account).

£330

 

 

Welcome to the Forum.

[RJD]

Thanks. Good to be here - and great to have this resource 👍

[andyfell]

Hello everyone. (Potential) new Vellfire owner here.

 

I have paid a deposit on a 2013 Vellfire 2.4Z. Try as I might I can't find a quote cheaper than £1700 per annum.

 

The S and X trims will be insured by loads of different companies, quotes around £600. I've spent the whole day on the phone to insurers and been told unequivocally by many people that this 2.4Z - for the purposes of insurers in the UK - does not exist. e.g. Adrian Flux: system doesn't like this car, £2200 per annum, which is think is for a policy to the effect of "we've no idea what this is so will quote you an astronomical price".

 

Admiral were fantastic, tried really hard, but couldn't find it either. 

 

Any words of wisdom before I bail out of the purchase? I would be very grateful.

 

[andyfell]

Ok so latest is that apparently the Alphards and Vellfires are listed the wrong way round for insurers. Can anyone confirm this?
 

Considering insuring it as a 2.4S because there is simply no other option.

[smurf]

What does say the model is on the V5? If it is vague, then use that to your advantage. If it says 2.4Z and you insure it as a different model it could come back to bite you. 

[andyfell]

Thanks for replying. It says Vellfire, no mention of Z. All the HPI checks etc come back with no mention of Z. Only place I can think it is mentioned would be the auction details.

[smurf]

Just sounds like any old Vellfire to me 😉

[jez]

Hi all,where do people recommend me getting my vellfire insured,? Insurance people keep asking if it's and s or x type,all I can find out its  a z type and no one will insure us?

[smurf]

29 minutes ago, jez said:

Hi all,where do people recommend me getting my vellfire insured,? Insurance people keep asking if it's and s or x type,all I can find out its  a z type and no one will insure us?

Is the info just a few posts above any help to you? Sounds like it could be the same situation that might have a similar solution. 

[jez]

24 minutes ago, smurf said:

Is the info just a few posts above any help to you? Sounds like it could be the same situation that might have a similar solution. 

Well it definitely looks like the insurance people have the alphard and vellfire mixed up,will try again tomorrow when we can speak to people again 🙂

[Rojie]

2 hours ago, jez said:

Well it definitely looks like the insurance people have the alphard and vellfire mixed up,will try again tomorrow when we can speak to people again 🙂

 

Because it is a grey import many insurance companies are not up to speed.

 

An Alphard and a Vellfire are almost the same vehicle; they only have superficial differences.

 

However, if an Insurance Company don't see it that way you just have to be persistent.

 

My advice ?

 

Don't use on-line quotation tools, read the insurance section in this forum and start phoning the companies directly.

 

Good Luck.